Life insurance is all about risk management. The thing is, most people think buying life insurance is black and white. You want protection, you buy a policy. But insurers know it’s far more ...

As the Senate prepares to consider health-care reform legislation, a key policy issue remains unsolved: how to prevent what industry insiders call “adverse selection.” The bills under consideration, ...

The state-level health insurance exchanges mandated by the Patient Protection and Affordable Care Act (PPACA) are expected to give consumers access to a wider array of better (i.e., higher quality and ...

(These articles are intended to help you to think through issues in the news about which you may be undecided. We tell you how to think about it. We try to leave what to think about it up to you.) ...

I'm afraid we're all just going to have to adjust to the fact that it's going to be All Healthcare, All the Time until the August recess. So: onto adverse selection. Adverse selection is the idea that ...

San Mateo, California, Aug. 15, 2023 (GLOBE NEWSWIRE) -- Pinpoint Predictive, Inc, an AI-powered Loss Prediction and Risk Score platform, takes a formidable stand in its commitment to safeguard the ...

We take a dynamic perspective on insurance markets under adverse selection and study a dynamic version of the Rothschild and Stiglitz model. We investigate the nature of dynamic insurance contracts by ...

The Geneva Papers on Risk and Insurance. Issues and Practice, Vol. 33, No. 4 (October 2008), pp. 588-609 (22 pages) The regulation of health insurance is an important and often controversial issue.

What do health insurance and all-you-can-eat buffets have in common? The economic theory of adverse selection tells us that neither should exist. Consider the case of Bill Wisth. Bill is ...

Discover strategies to overcome asymmetric information in markets, including warranties, regulations, and monitoring, for ...