Free calculator to find out the real APR of a loan, considering all the fees and extra charges. There is also a version specially designed for mortgage loans.

Aug 1, 2025 · The APR is the stated interest rate of the loan averaged over 12 months. Input your loan amount, interest rate, loan term, and financing fees to find the APR for the loan. You can also create …

Nov 10, 2025 · Learn about APR (annual percentage rate), how it’s calculated, and how to compare rates across loans and lenders. Includes examples and a step-by-step calculation guide.

Aug 7, 2025 · To calculate your annual percentage rate, or APR, look at the finance charges on your most recent credit card statement. Then divide your finance charges by the total balance on the card.

Jan 11, 2024 · How to Calculate Annual Percentage Rate (APR) The APR, or “Annual Percentage Rate”, is defined as the interest rate paid each year on an outstanding loan amount. Conceptually, the APR …

Free Real APR calculator instantly shows your true loan cost including upfront fees, points & closing costs. See monthly payments, total interest, 3-part pie chart & full amortization schedule.

Aug 28, 2025 · Here are a few ways to make the most of this annual percentage rate (APR) calculator: Figuring out what terms are most affordable by estimating your monthly payment using loan amount, …

APR (Annual Percentage Rate) represents the true yearly cost of borrowing money, including both the interest rate and all associated fees. It's calculated by finding the rate that equates the present value …

Jul 26, 2025 · What is the formula for calculating APR? To get an estimate of the APR, use the following formula: APR = [ { (Fees + total Interest)/ Principal}/ n] * 365 * 100.

Calculate the Annual Percentage Rate (APR) for loans including fees and additional costs. Find the true cost of borrowing with interest and fees.