Oct 1, 2025 · Most personal loan lenders review your credit score, credit history, income and DTI ratio to determine your eligibility. While the minimum requirements for each of these factors vary for each...

Apr 18, 2024 · From your credit score to your assets, several factors play into whether you’re approved for a personal loan, how much you may qualify for, and what interest rate and terms you may …

Sep 15, 2024 · Lenders use certain criteria to evaluate personal loan applicants. Learn about the eligibility requirements that could apply to your personal loan and how to meet them.

Jul 31, 2025 · To qualify for an unsecured installment loan like a personal loan, you need to meet a few requirements. These can vary by lender, but they usually involve your credit score, credit history, …

May 28, 2025 · To qualify for a personal loan, you'll need to meet minimum credit and income requirements and potentially pay an origination fee. If you're choosing a secured loan, you'll also …

Feb 26, 2025 · Learn the personal loan requirements, including credit scores and income, that lenders assess on loan applications, and how to strengthen your chances of approval.

Jul 16, 2025 · Depending on the lender, personal loan eligibility typically depends on crucial factors, e.g., credit score and history, income, employment, debt-to-income ratio, and more. Credit scores …

May 18, 2025 · Personal loan eligibility refers to specific requirements lenders look at when reviewing your application. These include your credit score, income level, and employment status. Meeting …

Jul 31, 2025 · Getting approved for a personal loan usually comes down to four things: your credit score, your income, your existing debt and your ability to verify it all with documents. Most lenders require...

Learn how to become eligible for a personal loan. Browse these articles from Discover to find out the requirements it takes to qualify for a personal loan.